Council Right to Buy UK

COUNCIL RIGHT TO BUY WEBSITE USER AGREEMENT AND TERMS OF USE:

Registered address: 22 Willow Green, Ingatestone, Essex CM4 0DQ. terms-and-conditions@council-right-to-buy.co.uk
Tel: 01277 352983

Use of the Council Right to Buy ("we", "us", "council-right-to-buy.co.uk") website ("the site") constitutes acceptance of the Council Right to Buy Website User Agreement ("the agreement") and Terms of Use ("terms"). The user of the site ("you") represent that you have read and understood these terms and agree to be bound by them. If you do not agree to all the terms and conditions on this page, please do not use this website. Use of any internal or external links on the Council Right to Buy website constitutes acceptance of the terms on this page. If you do not agree with these terms, please exit this site by closing the browser window.

The terms "Council Right to Buy", "council-right-to-buy.co.uk" encompass the Council Right to Buy Internet Site and Marketing Communications.

TRANSPARENCY

This independently owned website acts as an advertising and marketing vehicle to attract passive enquires (from people that are proactively searching for a mortgage using search engines or directories on the internet) and pass on such enquiries for a fee (but free to the searcher) to financial sevices providers. As such, the owners, webmasters and marketing professionals of this website are unable to offer financial advice. Any information contained on the website does not form the basis of any contract. Business or financial decisions should not be based solely on the information contained within this website. Council Right to Buy UK is not a lender or broker. We do not sell or recommend mortgages or broker services. Council Right to Buy UK is not responsible or liable for any financial service or mortgage obtained through a 3rd party. A council right to buy mortgage enquiry from this website does not constitute an offer to provide a mortgage. Your home is at risk if you do not keep up repayments on a mortgage or other loan secured on it.

Please note that this is an independent marketing website and we do not sell or recommend financial products or broker services. We simply pass on your enquiry to financial service providers and therfore cannot offer advice. We are paid by the broker on an enquiry basis.

INDEMNITY

In order to use this site you must agree to be legally bound and to abide by the terms and to indemnify and hold the operators of the Council Right to Buy website harmless from all alleged or actual damages, claims and expenses relating to any warrant, guarantee or representations made by the individual service providers featured within this website or linked websites. This also includes, without limitation, attorney's fees. The use of this site for any reason is deemed to be an agreement of this condition.

DISCLAIMERS

Bearing in mind that this is a free "public access" site, it is a condition of use of the site and the materials in it that use is at the user's own risk. We give no representation or warranty as to the accuracy of the content of the site and assume no responsibility for errors or omissions in it or the effect it has upon your computer. We disclaim all liability in respect of such information and its provision. Neither Council Right to Buy nor any of the site's administrators, editors or contributors shall be liable for any loss or damages suffered as a result of any use of the site, including but not limited to direct loss, consequential loss and loss of profits. We do not assume, and therefore disclaim, any liability for any loss or damage caused by errors or omissions.

Council Right to Buy is provided on an "as is" and "as available" basis. We shall not be liable for any direct, indirect, incidental, special, or consequential damages. This includes, without limitation and even if we are advised of the possibility thereof, any damages for loss of goodwill or any and all other commercial damages or losses including loss of profit, that result from the use of, or inability to use Council Right to Buy. The user agrees not to rely on any information obtained from the Council Right to Buy website and indemnifies us from mistakes, omissions, errors, interruptions, delays of service or performance, defects, harmful components, viruses and bugs, howsoever caused. It is the user's duty to execute anti-contamination or virus software and ensure that any information, if contaminated or infected, will not damage the user's information or system. The entire risk as to the use of the Council Right to Buy website is with the user. Council Right to Buy or its agents are not responsible or liable for telephone, network, ISP, electronic, computer or other communication problems or failures of any kind. Personal information sent to Council Right to Buy UK is at the senders own risk.

AVAILABILITY OF SERVICE

We do not warrant or guarantee that the Council Right to Buy website will be uninterrupted or error-free.

LINKS AND SITE CONTENT

We do not make any warrant or guarantee, either expressed or implied as to the accuracy, validity, completeness, suitability, reliability, or currency of any information content within its site or sites to which it is linked to. Links to other websites are provided solely as a resource guide and do not represent an endorsement or guarantee, either expressed or implied. The Council Right to Buy website does not assume any liability for any of the products, services, or data of any other sites. The Council Right to Buy website is a facilitator of links to the content of other sites and as such has no editorial control over the content of such linked sites in the same manner that a public library has no control over the content of the books that it distributes. It is the responsibility of the user to evaluate the information, opinion, advice, or other content contained within the site. We cannot be held responsible or liable for any loss or damage due to reliance on information obtained through the Council Right to Buy website.

INFORMATION INDEMNITY

The user agrees not to rely on any information obtained from the Council Right to Buy website and indemnifies us from mistakes, omissions, errors, interruptions, delays of service or performance, defects, harmful components, viruses and bugs, howsoever caused.

SEVERANCE

If a term, covenant, provision, or condition of this agreement becomes, or shall be held by any court of competent jurisdiction to be against public policy or illegal, all remaining provisions of this agreement shall remain in full force and effect and unaffected, impaired or invalidated by this decision. The invalidated item shall be modified by the parties to the full extent possible to carry out all the intentions and directives stated in this agreement.

GOVERNING LAW

Any such contract will be interpreted, construed and enforced in all respects in accordance with the laws of England, and you and Council Right to Buy irrevocably submit to the non-exclusive jurisdiction of the English Courts.

This agreement is governed by English law and all disputes will be handled solely in the United Kingdom. English Courts will have jurisdiction in respect of it. You consent to such venue and jurisdiction. The Council Right to Buy website is controlled and operated from offices in the United Kingdom and makes no representations or warranties that its content or use is legal in other locations.

HEADINGS

Headings are for reading convenience only and are not to be used in the interpretation of this agreement.

VARIATION

Whilst it is not our intention to do so, the operators of the Council Right to Buy Website reserves the right to change its policies and terms at any time. Any such changes will be posted on this page.

We do not assume, and therefore disclaim, any liability for any loss or damage caused by errors or omissions.

Council Right to Buy is not associated with other companies who own similar sounding names. If you do not agree to all the terms and conditions on this page, please do not use this website. Use of any internal or external links on the Council Right to Buy website constitutes acceptance of the terms on this page.

If you do not agree with these terms, please exit this site by closing the browser window.

DATA PROTECTION ACT 1998

I/we confirm that I/we have the consent of any third party whose details I/we may disclose to Council Right to Buy ("You") to disclose such details and to authorise You and the third parties referred to in the paragraph below to process such details for the purposes of assessing my/our application and administering and enforcing any subsequent loan which may be granted to me/us.

I/we agree that You and any advisor resulting from this application (the "advisor") shall be entitled to use and process, by any medium, the information given by me/us in this application form and any other information about me/us which may be acquired during the lifetime of any loan ("the Data") for the following purposes:-

i. to provide the Data to and search the files of one or more credit reference or fraud prevention agencies whether before, or during the lifetime of any loan granted to me/us by the advisor, who will keep a record of such search, to confirm the Data, and for the purposes of credit assessment or account administration. I/we understand that You and /or the advisor will record false or inaccurate information if this is given by me/us and fraud is suspected.

ii. To disclose the Data to credit reference agencies when requested by them for consideration of any future applications for finance made by me or members of my household/family, or for fraud prevention and/or tracing debtors (the agencies may also disclose the Data to other advisors for these purposes)

iii. to disclose the Data to any other company within the advisor's group of companies and/or to any third parties (for example, debt counsellors and insurers) at any time for the purposes of assessing my/our application and administering and enforcing any subsequent loan whether during the course of my/our application or during the lifetime of any loan granted pursuant to such application;

iv. to disclose the Data to any third party who replaces or who may replace my/our advisor.

PREVENTION OF MONEY LAUNDERING

The advisor and other organisations may use and search the records of credit reference or fraud prevention agencies to check your identity to prevent money laundering, unless you have furnished other satisfactory proof of identity.

RIGHT OF SUBJECT ACCESS

Information held by us will be processed only for purposes for which we have registered under the Data Protection Act. Upon you making a request in writing we will provide you with a copy of the information which we hold concerning you on payment of a fee.

PERSONAL DETAILS AND DATA PRIVACY

The personal details which you submit to us (Personal Data) are held by Council Right to Buy for its own use. It is your responsibility to ensure that your Personal Data is accurate and up to date and to inform us of any changes that need to be made. Council Right to Buy may use the Personal Data for the purposes they have notified to the Office of Information. By submitting your Personal Data you CONSENT to it being processed by Council Right to Buy.

Council Right to Buy Mortgage Search

Are you looking for a competitive council right to buy mortgage?

Council Right to Buy UK will put you in touch with a broker who's aim is to help you find a range of mortgages and competitive interest rates which will help you decide on the most appropriate mortgage available.

Bad credit? If you have CCJs, defaults, mortgage or rent arrears - we have access to specialist brokers to help you! Enquire about a council right to buy mortgage now. Please complete the quick, private NO OBLIGATION form below.

Start your mortgage search now… PLEASE TRY TO FILL IN AS MANY FIELDS AS POSSIBLE THANK YOU. Mortgage term required (years): Have you approached a solicitor to act on your behalf for your council right to buy purchase?: No Yes Is your property standard construction?: (brick built with a slate or tiled roof) Yes No Not sure Type of property?: House Bungalow Maisonette Flat in a block of 8 stories or less Flat in block of 9 stories or more Joint or single enquiry: Joint Single Not sure 1st right to buy enquirer's date of birth: 2nd right to buy enquirer's date of birth: First enquirer's annual income: Second enquirer's annual income: Mortgage amount if known:(*) Have you received a council valuation yet? No Yes Council valuation of property: What is the discounted right to buy price: (if you know) Total of other loans or credit card balances: Do you have any credit issues?: None Defaults Arrears CCJs IVA Bankruptcy Late/missed loan payments More than 1 or other‚ please record below Any comments or factors you think may be useful: May a broker carry out a credit check?: Yes No Title: Mr Mrs Miss Ms First Name: Last Name: Address: Postcode: Please note it is not always possible to process enquiries based solely on the information contained in this form. Each case is unique and it may be necessary to speak to you to be able to assess your own particular circumstances to help find the most appropriate course of action. Please supply at least one phone number. Home phone: Work phone: Mobile: When can you be contacted?  Daytime  Evening  Weekend Email address: Terms and Privacy Thank you for submitting your enquiry. We are currently processing your request, please wait for the next page to be displayed, which could take up to 45 seconds.