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COUNCIL RIGHT TO BUY: Your Right to Buy your home

What happens then?

When both sides have had the chance to put their case and the facts have been established, the Secretary of State, Residential Property Tribunal, or National Assembly for Wales will decide whether or not your home is excluded from the Right to Buy.

What effect will the decision have?

If the Secretary of State, Residential Property Tribunal, or Welsh Assembly Government decides that your home does fall within the criteria set out in paragraph 11 of Schedule 5 to the Housing Act 1985, you will not have the right to buy it.

If the decision is that paragraph 11 does not apply to your home, you will be able to go ahead with your purchase unless there is some other reason why you do not have the Right to Buy (the landlord may have denied the Right to Buy for more than one reason).

On what basis will the decision be made?

The decision-maker will normally expect to be satisfied on the following points:

a) there should be easy access on foot to your home: access is unlikely to be regarded as easy if it is necessary to climb three or more steps ( in addition to the threshold) and there is no handrail;

b) the accommodation should normally be on one level;

c) in the case of a flat above ground floor level there should be easy access by lift;

d) there should be no more than two bedrooms;

e) there should be heating arrangements which function reliably and provide heat to at least the living room and one bedroom;

f) your home should be located reasonably conveniently for shops and public transport, having regard to the nature of the area.

The Secretary of State, Residential Property Tribunal or Welsh Assembly Government will also take into account any other relevant features of your home which are drawn to his/their attention.

Homes due to be demolished

If your landlord intends to demolish your home, he may serve on you an initial demolition notice, valid for up to 5 years. Such a notice suspends his obligation to complete a Right to Buy purchase. If you have already applied for the Right to Buy, you can still complete if demolition does not in fact take place. You can also make a new application while an initial demolition notice is in force, but your landlord does not have to complete the sale under those circumstances.

However, if your landlord serves a final demolition notice, then any existing Right to Buy claims are ended and no new applications can be made. Your landlord can only serve such a notice if all other premises which are to be demolished within the relevant area have been acquired or are subject to binding agreements to acquire. This is to prevent tenants from being disadvantaged by unresolved compulsory purchase issues. A final demolition notice will be valid for 2 years, and can be extended on application to the Secretary of State.

If you have established a valid claim to exercise the Right to Buy before either an initial demolition notice or a final demolition notice is served, you have 3 months in which to claim compensation for expenditure connected with the conveyancing process, such as legal or survey fees.

If your landlord subsequently decides not to demolish the property, he must serve a revocation notice on you as soon as is reasonably practicable. If it appears to the Secretary of State or the National Assembly for Wales that a landlord has no intention of demolishing properties he may serve a notice revoking the initial or final demolition notice on you.

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© Crown Copyright (Correct at time of writing January 2005. Please check with your financial services provider for any changes.)

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PLEASE TRY TO FILL IN AS MANY FIELDS AS POSSIBLE THANK YOU.

Mortgage term required (years):

Have you approached a solicitor to act on your behalf for your council right to buy purchase?:

No Yes

Is your property standard construction?:
(brick built with a slate or tiled roof)

Yes No Not sure

Type of property?:

Joint or single enquiry:

Joint Single Not sure

1st right to buy enquirer's date of birth:

2nd right to buy enquirer's date of birth:

First enquirer's annual income:

Second enquirer's annual income:

Mortgage amount if known:(*)

Have you received a council valuation yet?

No Yes

Council valuation of property:

What is the discounted right to buy price: (if you know)

Total of other loans or credit card balances:

Do you have any credit issues?:

Any comments or factors you think may be useful:

May a broker carry out a credit check?:

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Title:

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Please note it is not always possible to process enquiries based solely on the information contained in this form. Each case is unique and it may be necessary to speak to you to be able to assess your own particular circumstances to help find the most appropriate course of action. Please supply at least one phone number.

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© Council Right to Buy UK is an independent marketing website and not a lender or broker. We do not sell or recommend mortgages or broker services. We pass on enquiries to financial service providers and cannot offer advice. Council Right to Buy UK is not responsible or liable for any financial service or mortgage obtained through a 3rd party. A council right to buy mortgage enquiry from this website does not constitute an offer to provide a mortgage. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.
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