Council Right to Buy UK
THE MOST VISITED RIGHT TO BUY SITE ON THE INTERNET!
Let us help with your council right to buy mortgage search...
 		Council right to buy
Council right to buy home page 50+ pages of council right to buy information Council right to buy questions and answers Council right to buy mortgage calculator
halifax council-right-to-buy lloyds council-right-to-buy nat west council-right-to-buy abbey national council-right-to-buy rbs council-right-to-buy barclays council-right-to-buy hsbc council-right-to-buy woolwich council-right-to-buy
rightobuy

COUNCIL RIGHT TO BUY: Your Right to Buy your home

Council Right to Buy: One off costs of buying your home

You should employ a solicitor or a licensed conveyancer to look after the legal side of buying your home. Your landlord or a Citizens Advice Bureau can advise on local firms, and your local public library should have a list of the solicitors in your area and the type of work they do. Before employing anyone, always ask how much their advice will cost.

You should have a survey of your home done. These can cost between £250 and £600, or more if your home has any special problems. You should consider one of these:

  • An RICS Home Buyers' Survey and Valuation. This is a report and valuation in a standardised format, to tell the buyer of all significant defects, but not minor ones. It is likely to be adequate for most properties and provides a guide to value. It is likely to cost around £250-£500.

  • A Building Survey. This involves a detailed examination of all the visible parts of the property. It is a good idea to have such a survey done if the property is old, or obviously in need of repair, or if you are considering making alterations. It may cost £600 or more, and may not be available if your home is a flat.

    You can get more information about both of these from the RICS (Royal Institution of Chartered Surveyors). Your lender may be able to arrange for its valuer to carry out the survey, which could save you paying for a separate valuation.

    You should get a survey done after you receive your section 125 notice (the notice that has to be sent to you by your landlord if you apply to buy your home, which is described later in this booklet).

    You should ask how much it will cost before you ask anyone to go ahead with the survey.

    Some types of house have been officially designated as 'defective' under Part 16 of the Housing Act 1985. Your landlord is legally obliged to tell you if this applies to you.

    If you take out a mortgage loan, you may have to pay for the cost of arranging it. You will also have to pay a valuation fee (average cost £200-£300).

    When a sale is completed, you must pay the Land Registry to register you as the new owner.

    You may have to pay Stamp Duty, which is a tax that people pay when they become homeowners. Stamp Duty is worked out as a percentage of the price you pay for a property that is worth more than £60,000.

    Click here for council right to buy full list of pages ------ Next page   Right to buy council home

    © Crown Copyright (Correct at time of writing January 2005. Please check with your financial services provider for any changes.)

    Council Right to Buy Mortgage Search

    Are you looking for a competitive council right to buy mortgage?

    Council Right to Buy UK will put you in touch with a broker who's aim is to help you find a range of mortgages and competitive interest rates which will help you decide on the most appropriate mortgage available.

    Bad credit? If you have CCJs, defaults, mortgage or rent arrears - we have access to specialist brokers to help you! Enquire about a council right to buy mortgage now. Please complete the quick, private NO OBLIGATION form below.

    Council house right to buy

    Start your mortgage search now…


    PLEASE TRY TO FILL IN AS MANY FIELDS AS POSSIBLE THANK YOU.

    Mortgage term required (years):

    Have you approached a solicitor to act on your behalf for your council right to buy purchase?:

    No Yes

    Is your property standard construction?:
    (brick built with a slate or tiled roof)

    Yes No Not sure

    Type of property?:

    Joint or single enquiry:

    Joint Single Not sure

    1st right to buy enquirer's date of birth:

    2nd right to buy enquirer's date of birth:

    First enquirer's annual income:

    Second enquirer's annual income:

    Mortgage amount if known:(*)

    Have you received a council valuation yet?

    No Yes

    Council valuation of property:

    What is the discounted right to buy price: (if you know)

    Total of other loans or credit card balances:

    Do you have any credit issues?:

    Any comments or factors you think may be useful:

    May a broker carry out a credit check?:

    Yes No

    Title:

    First Name:

    Last Name:

    Address:

    Postcode:


    Please note it is not always possible to process enquiries based solely on the information contained in this form. Each case is unique and it may be necessary to speak to you to be able to assess your own particular circumstances to help find the most appropriate course of action. Please supply at least one phone number.

    Home phone:

    Work phone:

    Mobile:

    When can you be contacted?

     Daytime  Evening  Weekend

    Email address:

    Terms and Privacy

    • © Council Right to Buy UK is an independent marketing website and not a lender or broker. We do not sell or recommend mortgages or broker services. We pass on enquiries to financial service providers and cannot offer advice. Council Right to Buy UK is not responsible or liable for any financial service or mortgage obtained through a 3rd party. A council right to buy mortgage enquiry from this website does not constitute an offer to provide a mortgage. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.
    Northern Rock Council Right To Buy   Birmingham Midshires Council Right To Buy   Britannia Building Society Council Right To Buy   Nationwide Council Right To Buy   Bank Of Scotland Council Right To Buy  
    rightobuy