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COUNCIL RIGHT TO BUY: Your Right to Buy your home

Council Right to Buy: Other points on service charges

• The estimate of service charges before you buy will also cover charges for building services such as caretaking or the provision of hot water. But charges of this kind can change, even during the first 5 years of a lease.

• You will also be told about any known structural defects affecting the building. If your landlord wants you to pay for work to put them right during the first 5 years, the estimate of service charges for repairs must cover this. But you may also have to pay for some of the costs of work done after the first 5 years.

• You may have the right to a loan from your landlord to help pay a service charge for repairs during the first 10 years of your lease. The service charge bill will say if a loan is available.

• The law protects you from service charges that can be shown to be unreasonable. Your rights are described in a booklet (Long Leaseholders) that is available free from the Office of the Deputy Prime Minister and from the National Assembly for Wales. If you want a copy, write to one of the addresses.

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© Crown Copyright (Correct at time of writing January 2005. Please check with your financial services provider for any changes.)

Council Right to Buy Mortgage Search

Are you looking for a competitive council right to buy mortgage?

Council Right to Buy UK will put you in touch with a broker who's aim is to help you find a range of mortgages and competitive interest rates which will help you decide on the most appropriate mortgage available.

Bad credit? If you have CCJs, defaults, mortgage or rent arrears - we have access to specialist brokers to help you! Enquire about a council right to buy mortgage now. Please complete the quick, private NO OBLIGATION form below.

Council house right to buy

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PLEASE TRY TO FILL IN AS MANY FIELDS AS POSSIBLE THANK YOU.

Mortgage term required (years):

Have you approached a solicitor to act on your behalf for your council right to buy purchase?:

No Yes

Is your property standard construction?:
(brick built with a slate or tiled roof)

Yes No Not sure

Type of property?:

Joint or single enquiry:

Joint Single Not sure

1st right to buy enquirer's date of birth:

2nd right to buy enquirer's date of birth:

First enquirer's annual income:

Second enquirer's annual income:

Mortgage amount if known:(*)

Have you received a council valuation yet?

No Yes

Council valuation of property:

What is the discounted right to buy price: (if you know)

Total of other loans or credit card balances:

Do you have any credit issues?:

Any comments or factors you think may be useful:

May a broker carry out a credit check?:

Yes No

Title:

First Name:

Last Name:

Address:

Postcode:


Please note it is not always possible to process enquiries based solely on the information contained in this form. Each case is unique and it may be necessary to speak to you to be able to assess your own particular circumstances to help find the most appropriate course of action. Please supply at least one phone number.

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Terms and Privacy

© Council Right to Buy UK is an independent marketing website and not a lender or broker. We do not sell or recommend mortgages or broker services. We pass on enquiries to financial service providers and cannot offer advice. Council Right to Buy UK is not responsible or liable for any financial service or mortgage obtained through a 3rd party. A council right to buy mortgage enquiry from this website does not constitute an offer to provide a mortgage. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.
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